What Questions Should I Ask a Potential 203k Contractor Before Hiring Them? (Must-Ask Checklist!) 🛠️🔍

Hiring the right contractor can make or break your 203k project. Here are the key questions to ask every candidate in 2026 before you sign:

• Have you done 203k projects before? How many? (Any real experience is a huge leg up.)
• Can you show me examples of your past 203k work? (Before-and-after photos are fair game.)
• Are you familiar with the draw request process, lien waivers, and change orders?
• Do you understand that some lenders do not allow a material draw?
• Are you fully licensed, insured, and bonded in this state? (Verify license & insurance!)
• How do you handle unexpected issues like hidden damage or code problems?
• What is your typical timeline for a project like mine? Interview at least 3 contractors, get everything in writing, and compare answers.

Watch this quick video for the full checklist and red flags to avoid!

Which question are you planning to ask first, or have you already hired your contractor? Drop it below 👇 #203kLoan #HomeRenovation #ContractorQuestions #FixerUpper #RealEstateTips