
How Long Might I Have to Live Elsewhere During Major 203k Renovations? 🏠🚚
2/20/2026
Major 203k renovations (structural work, full gut jobs, additions, roof replacement) often mean the home isn't livable for a while in 2026:
- Limited/cosmetic projects: usually stay in the home the whole time (3-6 months total, minor disruption).
- Standard/major projects: expect to live elsewhere for 3-9 months (sometimes 6-12+ months) during demo, structural, or open-to-elements phases. Many people stay with family, rent short-term, Airbnb, or move to a temporary apartment. Plan around school/work and budget for housing costs (not covered by the loan). Ask your contractor early for a phasing plan to maximize time in the home.
Watch this quick video for realistic timelines and tips to make temporary living easier! Planning a big 203k reno? How long do you think you'd need to be out? Share below 👇 #203kLoan #HomeRenovation #FixerUpper #MajorReno #RealEstateTips
